SYF is excluded under Halal / Shariah
Non-compliant Synchrony Financial · Credit Services
Why it's excluded
Halal / Shariah excludes the following tags. SYF's industry (Credit Services) matches:
- consumer_finance
Financial ratios
AAOIFI-style screening requires interest-bearing debt and non-operating cash to each remain below 33% of market cap.
| Ratio | Value | Threshold | Passed |
|---|---|---|---|
| debt_to_mcap | 64.0% | 33% | ✗ |
| cash_to_mcap | 63.1% | 33% | ✗ |
Halal / Shariah methodology
AAOIFI-style screening: excludes non-permissible business activities (alcohol, tobacco, gambling, conventional banks/insurance, weapons, adult, pork) and requires interest-bearing debt and non-operating cash to each be below 33% of market cap.